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<h2>Maximizing Your Credit Card Points for Last-Minute Travel</h2>
With the changing seasons, a spontaneous getaway can be the perfect way to unwind. However, booking last-minute travel deals can often be expensive. Fortunately, if you have a credit card that offers rewards points, you can turn those into significant savings. Understanding how to leverage these points effectively can make seasonal travel more accessible and affordable.

<figure id="figure-r58wmy6anlmaioke26"><img id="r58wmy6anlmaioke26" src="https://media.gettyimages.com/id/1329679625/photo/point-wooden-blocks-with-p-text-of-concept-and-money.jpg?b=1&s=2048x2048&w=0&k=20&c=N0aE7yqBS31pyUqnDLt7Gjk_evw_LlVuUEJpqMntyu8=" alt="credit card points" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Understanding Your Credit Card Points</h3>
The first step in finding last-minute travel deals is understanding how your credit card's reward program works. Each card has its own set of rules regarding point accumulation and redemption. Some cards offer bonus points on travel-related purchases, while others might provide a flat rate on all spending. Knowing the ins and outs of your specific card will help you maximize your benefits.
Check whether your card allows you to transfer points to airline or hotel loyalty programs. Transferring points can sometimes offer better value than redeeming directly through your credit card's travel portal. Additionally, some cards offer perks such as free checked bags or priority boarding, which can enhance your travel experience without extra cost.

<h3>Utilizing Travel Portals</h3>
Many credit card companies have their own travel booking platforms where you can redeem points for flights, hotels, and car rentals. These portals often come with exclusive discounts and deals not available to the general public, making them an excellent option for last-minute bookings. Keep an eye out for special promotions that may double or even triple the value of your points during certain times of the year.

<figure id="figure-mrn2zfims8maioke26"><img id="mrn2zfims8maioke26" src="https://media.gettyimages.com/id/1955805410/photo/passport-and-man-on-laptop-booking-vacation-vacation-or-flight-to-tropical-destination-and.jpg?b=1&s=2048x2048&w=0&k=20&c=DBjv9nR1G-6zK6Q0U5DG5po-ibBKws6Vo4x-ENatIFQ=" alt="travel booking" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Be Flexible with Your Plans</h3>
Flexibility is key when searching for last-minute travel deals. Being open to different destinations or travel dates can significantly increase your chances of finding a bargain. Consider traveling mid-week, as flights and accommodations are often cheaper compared to weekends. Additionally, explore alternative airports near your destination, as they may offer lower fares.
Another tip is to set up alerts for price drops on flights or hotels. Many travel websites and apps allow you to track prices and notify you when they decrease. This way, you can secure a great deal as soon as it becomes available.

<h3>Combining Points with Cash</h3>
If you find yourself short on points, many credit card programs allow you to combine points with cash to cover the full cost of your booking. This feature provides flexibility and ensures that you can still take advantage of last-minute deals even if you haven't accumulated enough points for the entire purchase.

<figure id="figure-cpwd4pb3iimaioke26"><img id="cpwd4pb3iimaioke26" src="https://media.gettyimages.com/id/1915604481/photo/happy-businessman-running-on-the-tropical-beach-with-megaphone-summer-vacation-concept.jpg?b=1&s=2048x2048&w=0&k=20&c=Kx0FF9AXhFuf77DDIccucCQx1MC9Vu7GNvF5oMhNawk=" alt="last minute travel" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Consider Travel Insurance</h3>
When booking last-minute trips, it's wise to consider purchasing travel insurance. Some credit cards offer built-in travel insurance when booking through their portal or using their card for the purchase. This coverage can protect you from unexpected cancellations, delays, or medical emergencies, providing peace of mind during your travels.
Lastly, remember to check for any blackout dates or restrictions associated with your points redemption. Being aware of these limitations will help you plan better and avoid any surprises during the booking process.

<h2>Conclusion</h2>
Finding last-minute travel deals doesn't have to be daunting or costly. By strategically using your credit card points, remaining flexible with your plans, and taking advantage of available tools and perks, you can enjoy a spontaneous trip while keeping expenses in check. So go ahead, pack your bags, and embark on an exciting seasonal adventure without breaking the bank!

Seasonal Travel Tips: Finding Last-Minute Deals with Credit Card Points

K pop fan raise bomb light stick lamp. Korean kpop music concert. Asian bts band

So you’ve made it to Seoul — maybe your bias isn’t promoting right now, or concert tickets were just too pricey this time around (I feel you). But don’t worry! You can still fangirl your heart out in Korea without blowing your budget. Here are 8 free or super cheap K-pop things to do in Seoul that’ll keep the spark alive (and your wallet intact).<h3>&nbsp; 🎤 1. Visit K-Star Road (Free)</h3>📍Apgujeong Rodeo Station, Exit 2K-Star Road is basically a selfie paradise. Stroll along this stretch in Gangnam and snap pics with the GangnamDol statues — giant bear-shaped sculptures of popular K-pop groups like BTS, EXO, and Super Junior. It's an easy, fangirl-friendly walk and costs nothing!💡 Tip: Some idols’ agencies are nearby, so you might even spot trainee fans waiting out front.<h3>&nbsp; 🍽️ 2. Eat at Idol-Owned Cafés or Restaurants (₩5,000–₩10,000+)</h3> From Youngk &amp; Jae’s old haunt to NCT’s favorite spots, you can sip coffee or grab lunch where your idols used to hang out — or even where their families run the business.Popular examples:<ul><li>Yoojung Sikdang (BTS fans, this is for you!)</li><li>Kamong Café (Run by EXO Kai’s sister)</li></ul>It’s affordable and you’re literally sitting in K-pop history.<h3>&nbsp; 🖼️ 3. Explore SM, HYBE, and YG Buildings (Free)</h3> Even if you can't go inside, visiting the HQs of your favorite agencies is a whole experience. HYBE Insight used to offer a museum experience (check for updates), but just standing outside, snapping pics, and soaking in the vibe is ✨enough✨.📍HYBE, SM Entertainment, and YG Entertainment all have photospot-worthy buildings.<h3>&nbsp; 🛍️ 4. K-pop Merch Hunting at Myeongdong Underground Mall (₩1,000–₩10,000+)</h3> Underground shops in Myeongdong and Hongdae are packed with unofficial (but cute) photocards, socks, pins, and lightstick keychains. You don’t have to spend much — even ₩5,000 (about $4 USD) gets you a fun haul.💡 Try asking for freebies when you buy in bulk — many shops give fan-made photo cards!<h3>&nbsp; 📸 5. Take Selfies at K-pop Subway Ads (Free)</h3> Subway stations like Samseong, Jamsil, and Hongdae often feature idol birthday ads or comeback billboards funded by fansites. Snap a selfie, feel the love, and tag your idol’s hashtag.🚇 Pro tip: Look up “K-pop subway ads Seoul” on Twitter/X or use the “아이돌 광고” tag on Instagram to find current ones.<h3>&nbsp; 🎧 6. Do a K-pop Dance Class in Hongdae (₩15,000–₩25,000)</h3> Okay, not free — but cheap and worth it. Local dance studios offer one-day K-pop cover classes where you’ll learn a chorus of your fave song. It’s beginner-friendly and hella fun.💃🏻 Try:<ul><li>Real K-pop Dance Studio</li><li>FD Dance Studio</li></ul>Even if you’re shy, you’ll walk out glowing like you just debuted.<h3>&nbsp; 🧁 7. Attend a K-pop Fan Café Event (Free – ₩10,000)</h3> On idol birthdays or comeback weeks, café events pop up all over Seoul. You’ll usually get a themed cup sleeve, photo cards, and access to an adorable pop-up shrine… all for the price of a drink.Follow fan accounts or look up your bias’s birthday + “Seoul café event” to find the locations.<h3>&nbsp; 🎥 8. Watch a Live Music Show Recording (Free – If You Win Tickets)</h3> Music shows like Music Bank or Inkigayo offer free audience spots — you just have to register and show up early (like, 4am early 🥲).Check:<ul><li><a data-mce-href="https://programs.sbs.co.kr" href="https://programs.sbs.co.kr">SBS Inkigayo</a></li><li><a data-mce-href="https://program.kbs.co.kr/2tv/enter/musicbank" href="https://program.kbs.co.kr/2tv/enter/musicbank">KBS Music Bank</a></li></ul>💡 Some agencies also hold pre-recordings with small fan audiences. It takes effort but imagine seeing your bias up close — for free!<h3>&nbsp; 💡 Final Thoughts</h3> You don’t need a platinum ticket or fan club membership to fangirl your way through Seoul. With a little planning and a flexible budget, you can make unforgettable memories just walking the streets your idols grew up on.&nbsp; &nbsp;

💖 8 Free or Cheap K-pop Things to Do in Seoul (No Concert Needed!)

A suitcase, clothes, passport, and credit card ready for travel

If you’ve been dreaming of flying to Korea or Japan to see your favorite idols — but your wallet says no — let me introduce you to your new best friend: Chase Ultimate Rewards® points. With the right strategy, you could book a $1,000+ flight for just taxes and fees. Let me show you how I’m doing it as a fangirl on a budget.&nbsp; ✨ Step 1: Get the Right Chase Card To earn Chase points, you’ll need one of these cards:Chase Sapphire Preferred®<ul><li>🔥 Welcome offer: 60,000 points after spending $4,000 in 3 months</li><li>🏆 Best beginner card with flexible travel perks</li><li>💰 $95 annual fee Once you’ve got your points stacking up, let’s start shopping for that flight. Check here for my <a data-mce-href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me" href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me" data-mce-selected="inline-boundary">Credit Card List</a></li></ul>&nbsp; 🌍 Step 2: Know Your Transfer Partners The magic of Chase points is that you can transfer them 1:1 to airline partners, including:<ul><li>Air Canada Aeroplan</li><li>United Airlines MileagePlus</li><li>Singapore Airlines KrisFlyer</li><li>Virgin Atlantic Flying Club</li><li>Emirates Skywards</li><li>British Airways Executive Club</li><li>Iberia Plus</li><li>Flying Blue (Air France/KLM)</li><li>Korean Air (through SkyTeam partners like Air France)</li></ul>If you’re heading to Korea or Japan, look for award seats on: ✈️ Korean Air, ANA, Japan Airlines, Asiana, or Delta (via Air France or Virgin Atlantic)&nbsp; 🔎 Step 3: Search for Award Availability This is the trickiest part. You’ll need to find flights that can actually be booked with points. Here's how:💻 Tools to Search:<ul><li>Air Canada (Aeroplan) → great for Star Alliance options like ANA</li><li>Air France Flying Blue → book Delta, Korean Air, or KLM</li><li>United.com → good for Star Alliance routes to Asia</li><li>Virgin Atlantic → sometimes shows Korean Air availability</li><li>Seats.aero or Point.me (paid tools) to speed up the search</li></ul>✅ Tip: Look for economy or business saver award seats — they cost fewer points. &nbsp; 🔁 Step 4: Transfer Your Points Once you’ve found your flight, go to your Chase Ultimate Rewards® dashboard, choose “Transfer to Travel Partners,” and send your points to the airline program you’re booking through.🔁 Transfers are usually instant, but double-check availability before you transfer — it’s a one-way street!&nbsp; 🧾 Step 5: Book and Pay Taxes Once your points show up in your airline account, go ahead and book! You’ll just need to pay some taxes and fees — usually $5–$100 depending on the airline and route.&nbsp; 🎟️ Real Example: I booked a roundtrip from New York to Seoul for just 50,000 points + $89 in taxes via Flying Blue (Air France) by transferring Chase points!&nbsp; 💡 Final Tips for Success:<ul><li>Be flexible with your travel dates</li><li>Book early (award seats disappear fast)</li><li>Mix and match airlines — you can book one-way tickets separately</li><li>Save Chase points for big redemptions (like international flights or business class) &nbsp; 🎤 TL;DR for the Fangirl on a Mission: Use Chase points smartly, and you’ll be screaming for your bias in Seoul before you know it — without emptying your bank account. 💳✈️💜</li></ul>

🛫 How to Book Flights to Asia Using Points (Step-by-Step) — Chase Edition

Portrait of woman in hat carrying suitcase with credit card and flying commercial airplane in the sky background

✅ 1. Get a Travel Credit Card This is step one if you're serious about traveling for less. The right card can cover:<ul><li>✈️ Flights</li><li>🏨 Hotels</li><li>🥢 Airport lounge snacks so you don’t cry hungry</li></ul>Start with a beginner-friendly card like: <ul><li>Chase Sapphire Preferred (great all-rounder)</li><li>Capital One Venture (easy to use)</li><li>American Express DeltaMiles (foodie + travel points)</li></ul>👉 [<a data-mce-href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me" href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me">Check out my full credit card guide here]</a>&nbsp;&nbsp; ✅ 2. Start Your Travel Savings Bento Box Even with points, you'll need some cash for:<ul><li>Concert tickets</li><li>Food</li><li>Lightsticks (duh)</li><li>Cute cafés + shopping</li></ul>📱 Tip: Set up a “Bias Fund” in a high-yield savings account. Automate a small amount weekly — even $10 adds up.&nbsp; ✅ 3. Get Your Passport (or Check the Expiry) If you don’t have a passport yet: apply ASAP — they take time.If you do have one: make sure it doesn’t expire within 6 months of your travel dates.&nbsp; ✅ 4. Choose Your Dream Stop(s) Will you just hit Seoul? Or maybe add a detour to Osaka, Busan, or Tokyo Disneyland?🗺️ Create a basic itinerary:<ul><li>Concert day(s)</li><li>Fan cafes to visit</li><li>Free time to explore</li></ul>Bonus: This helps you know how many points/cash you’ll need.&nbsp; ✅ 5. Track Concert Announcements Like a Pro K-pop tours move FAST. I recommend:<ul><li>Turning on Twitter/X alerts for tour news accounts</li><li>Joining fan Discords&nbsp;</li><li>Setting calendar reminders for ticket sales</li></ul>👀 Tools like Songkick, Bandsintown, and Weverse often list international shows first.&nbsp; ✅ 6. Learn the Basics (Language + Apps) No need to be fluent, but knowing these helps:<ul><li>How to say "Thank you" and "Excuse me" in Korean/Japanese</li><li>How to ask for directions</li><li>Using apps like Papago, Naver Map, and KakaoTaxi &nbsp; ✅ 7. Watch for Flight Deals If you're not booking with points, sign up for:</li><li>Google Flights alerts</li><li>Hopper price tracking</li><li>Thrifty Traveler or Going (for flight deals)</li></ul>🛫 Pro tip: Flying from major hubs like NYC or LA can save $$$ — even if you take a budget flight to those cities first.&nbsp; ✅ 8. Stay in Fangirl-Friendly Spots Look for:<ul><li>Hotels near concert venues</li><li>Hostels or Airbnbs close to public transport</li><li>Accommodations with luggage storage (for early arrivals)</li></ul>🏨 Bonus if they’re near K-beauty or album shops 👀&nbsp; ✅ 9. Prep a Concert Survival Kit Pack:<ul><li>Portable charger</li><li>Tissues (for tears and hygiene)</li><li>Battery fan (those arenas get HOT)</li><li>ID + ticket screenshot + backup email</li><li>Lightstick + photo cards 💎 &nbsp; ✅ 10. Have Fun + Don’t Compare Whether you're front row or in the nosebleeds, you made it. You chased your dream across the world. That’s iconic behavior.</li></ul>Take selfies, eat your heart out, and cheer like your bias just looked at you (because maybe they did 👀).

🎤 Fangirl Travel Starter Checklist: How to Prep for Your Dream Concert Trip Abroad

Traveling the world doesn't have to break the bank, especially when you know how to leverage points and miles. In this FAQ, we answer some of the most common questions about traveling cheaply with points, helping you understand how to make the most out of your rewards.

<h2>What Are Travel Points and How Do They Work?</h2>
Travel points, also known as miles or rewards, are a type of currency offered by credit card companies and loyalty programs. They can be redeemed for flights, hotel stays, and other travel-related expenses. The key to maximizing these points is understanding how they accumulate and how you can use them effectively.

Typically, you earn points by spending money on specific credit cards or by staying loyal to certain airlines or hotel chains. Each program has its own rules, so it's important to read the fine print and ensure you're aligned with the terms of earning and redeeming points.

<figure id="figure-zv97govvrmaee9czh"><img id="zv97govvrmaee9czh" src="https://media.gettyimages.com/id/1166445090/photo/credit-card.jpg?b=1&s=2048x2048&w=0&k=20&c=Px_jDlt6bKSpsVXdnvL2Obk2zJ9jLPEEjOnv_UQJkhY=" alt="travel rewards" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>How Can I Earn Points Quickly?</h3>
One of the fastest ways to earn points is through sign-up bonuses offered by credit cards. These bonuses are often awarded when you spend a certain amount within the first few months of opening your account. Additionally, using your credit card for everyday purchases, especially those that offer multiple points per dollar spent on specific categories like dining or travel, can help you accrue points quickly.

Joining loyalty programs for airlines and hotels can also boost your point collection. Many programs offer points not only for bookings but also for promotional activities like surveys or shopping through their affiliates.

<h2>What Are Some Tips for Redeeming Points Wisely?</h2>
When it comes to redeeming your hard-earned points, strategy is key. One crucial tip is to book in advance. Flights and hotel rooms that are available for points redemption often fill up quickly, so planning ahead can save you a significant amount.

<figure id="figure-fgl1y64jfnmaee9czh"><img id="fgl1y64jfnmaee9czh" src="https://media.gettyimages.com/id/1955805410/photo/passport-and-man-on-laptop-booking-vacation-vacation-or-flight-to-tropical-destination-and.jpg?b=1&s=2048x2048&w=0&k=20&c=DBjv9nR1G-6zK6Q0U5DG5po-ibBKws6Vo4x-ENatIFQ=" alt="booking travel" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

Another tip is to be flexible with your travel dates and destinations. Flexibility often opens up more options for using your points effectively, allowing you to take advantage of the best deals available.

<h3>Are There Any Fees Involved When Using Points?</h3>
While using points to travel can save you money, there are sometimes fees involved. For instance, airlines may charge taxes and surcharges on award tickets, which must be paid in cash. It's important to factor these potential costs into your travel budget when planning a trip using points.

Additionally, some credit cards may have annual fees, which can be offset by the benefits they offer if you use them strategically. Always weigh these fees against the value of the rewards you're earning.

<figure id="figure-apcznucznmmaee9czh"><img id="apcznucznmmaee9czh" src="https://media.gettyimages.com/id/969119388/photo/desperate-woman-having-loan-credit-card-problems.jpg?b=1&s=2048x2048&w=0&k=20&c=dcHVSYW1Kfv6TgIcG0wVslOJppeY8WrJXdW8TArK78g=" alt="credit card fees" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h2>How Do I Keep Track of My Points?</h2>
Managing multiple loyalty programs and credit cards can be challenging, but several tools can help you keep track of your points. Apps like AwardWallet or websites dedicated to tracking reward balances can provide an overview of all your accounts in one place.

Regularly checking your point balance and expiration dates is crucial to ensure you don’t lose any rewards you've accumulated. Some programs have expiration policies, so staying vigilant about your points' status can prevent unwanted surprises.

<h3>Can I Transfer Points Between Programs?</h3>
Many programs allow you to transfer points between them, often at a favorable rate. For example, certain credit cards let you transfer points to airline or hotel partners. This flexibility can enhance the value of your points by allowing you to use them where they matter most for your travel plans.

However, always check the transfer ratios and terms before making a transfer to ensure you're getting the best deal possible.

<figure id="figure-2ghrhgor1cmaee9czh"><img id="2ghrhgor1cmaee9czh" src="https://media.gettyimages.com/id/1356933529/photo/futuristic-technology-wave-digital-cyberspace-abstract-wave-with-moving-particles-on.jpg?b=1&s=2048x2048&w=0&k=20&c=8ia_brxhVkbOoQL3f8Bmk4fPSxmsn90jsMFm_UatEpw=" alt="points transfer" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

FAQ: Answering the Most Common Questions About Traveling Cheaply with Points

Collecting money for travel with accessories of traveler

If you told me last year that I'd be planning a trip to Korea to see BOYNEXTDOOR live without going broke, I’d probably laugh while clutching my instant ramen cup. But here we are. I’m not rich, I don’t have airline status, and I definitely don’t own a fancy suitcase — but I do have points. And a plan.<h3>The Dream (and the Budget)</h3>Like many fangirls, I’ve spent hours watching concert clips and fan cams, dreaming about being front row in Seoul. But flights? Hotels? Tickets? That felt impossible. As someone who grew up learning how to stretch every dollar, spending thousands on a “dream trip” wasn’t in the cards — literally.Until I found out it actually could be.<h3>How I Discovered Travel Hacking</h3> One day, while watching K-pop content and crying over plane ticket prices, I stumbled across a blog talking about credit card rewards. I was skeptical. But the more I read, the more I realized this was how people — even broke ones — were flying for free(ish).I applied for my first travel card (don’t worry, I’ll share beginner-friendly ones <a data-mce-href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me" href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me">here</a>), met the welcome bonus, and soon had enough points for a free one-way ticket to Seoul. I cried. Then I kept learning.<h3>Travel Hacking 101 (Bento Budget Edition) If you're like me and new to this, here are some beginner tips:</h3>✅ Start with ONE beginner travel card – Look for low annual fees and easy welcome bonuses. Some give you $600+ in value just for signing up and hitting a spend. 🛒 Use the card on everyday essentials – Groceries, gas, subscriptions, bills — every swipe adds up. 💳 Never spend more than you have – Points are great, but credit card debt is not the move. ✈️ Stack with airline/hotel deals – Use your points during sales for more value. 🎟️ Set alerts for concerts – Once you’re close to your goal, be ready to strike when your idols announce a tour. <h3>What I’ve Learned So Far</h3> I’m still learning. I still use coupons and compare noodle prices at H-Mart. But I also now know I don’t have to give up my dream — I just have to plan better.If you're chasing a dream — whether it's BOYNEXTDOOR, a cherry blossom trip, or just a break from burnout — you can do it too. And I’ll show you how.<h3>Want to get started?</h3> Check out my <a data-mce-href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me" href="https://bentofangirl.com/blog/best-beginner-credit-cards-for-free-flights--even-if-you-re-broke-like-me">Beginner’s Credit Card Guide</a>

How I’m Chasing BOYNEXTDOOR Across Asia Using Credit Card Points (Even on a Bento Budget)

Broke Bento

I want to create a helpful blog that teaches people how to travel cheaply using credit card points, travel hacks, and smart budgeting. The site will feature beginner-friendly guides, credit card reviews, and tutorials on booking flights and hotels using rewards. The tone should be funny, cute, approachable, written under a pen name or brand name. No personal photos — only travel or lifestyle imagery. I’m just a broke girl with a bento box of dreams — chasing idols across Asia using credit card hacks and travel points. If I can make it work on a tight budget

Blog

Seasonal Travel Tips: Finding Last-Minute Deals with Cred...

💖 8 Free or Cheap K-pop Things to Do in Seoul (No Concer...

🛫 How to Book Flights to Asia Using Points (Step-by-Step...

🎤 Fangirl Travel Starter Checklist: How to Prep for Your...

FAQ: Answering the Most Common Questions About Traveling ...

How I’m Chasing BOYNEXTDOOR Across Asia Using Credit Card...